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At 71, she fills her days with classes (Idaho State University's New Knowledge Adventures, open to anyone 50 or older, costs $35 per semester, for unlimited classes).
A lively arts scene provides culture, and the mighty Penobscot River serves as the area's natural centerpiece.
"There's so much hiking, biking and paddling," says Peggy Leonard, 51.
She rents a one-bedroom apartment in a building for low-income older adults and pays $400 a month, including heat and gas.
She spends $175 a month on food and $25 on electricity.
John, now 60, is disabled, and Caren, 61, was working as a teaching assistant in the local school system and tutoring on the side.
Clean up your act: Tour the Museum of Clean for the most fun you've ever had while pondering housework.
Instead of New York's sky-high property taxes, the average here is $753. In New York, the couple spent about $650 a month; in Greenville, "our bills range from $80 to $190." Those savings enabled her to stop working, and the two live comfortably on savings and disability payments.Besides the $105 they each pay for Medicare, they spend $49 each for additional coverage and about $200 a month on groceries.The area's abundant recreational and entertainment opportunities are also a major draw.Favorite freebie: Every summer the American Folk Festival brings three days of free music to the Waterfront. Join the discussion Newlyweds Anne and Ed Baker, both 70, say that while living on a small income is challenging, Bangor offers a lot to make it possible.Combined, they earn about $2,900 a month from Social Security.For Jane Riley, who lives on her $1,200 monthly Social Security payment, Pocatello has provided a retirement that is rich beyond measure.